Chip Technology
How to Use a Chip Card
Using a Chip Card - Easy as 1-2-3!
Making a purchase with your chip credit or debit card is easy and secure. All you have to do is follow these simple steps:
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Step 1: Insert your chip card “chip first” into the chip-reader on the terminal. Note: Your chip card remains in the terminal during the entire transaction. Step 2: Click OK on the purchase amount. Enter your four-digit Personal Identification Number (PIN) and wait for the transaction to be processed. . |
Step 3: Remove your chip card after your transaction is Approved. With chip technology you don’t have to sign a receipt when you make a purchase, instead you only enter your four-digit PIN
If you use your credit card at a retailer that does not have a chip-reading terminal, the magnetic stripe on your card will be swiped and you will be asked to sign the receipt as you have in the past.
The process for using your chip credit or debit card at an ATM will remain the same; you will still need to enter your PIN to complete the transaction. The PIN that you use is the same for both chip-enabled terminals and ATMs.
Remember to always Protect Your PIN whether you are using a chip-embedded card or a card with a magnetic stripe.
Chip Technology
Chip MasterCard Credit Cards.
Chip Debit Cards
Chip Card FAQs
